The voip phone system still seems the best idea to me. I haven’t had a chance to call anybody about it yet, which sucks, but too busy. Really need to get a short breather soon. Hopefully can take one after next week. Midterms finish in the middle of the week then a short break before diving back in the following week. Think I may take that and just relax for a day or two. See if I can find wherever my life went and perhaps drag it back.

It’s not that I am indecisive, just undecided at least in acting on telephones. I still have the business cell. I tried to do the grouping thing as I said, but it didn’t take so now trying to figure out what might be best.  It is currently looking like the best would be to just take the hit and cancel the contract. That sucks, cause of course they charge like a ridiculous fee, although I can’t complain too much because I knew of the fee at the beginning. However, I believe it might be cheaper to just go ahead and do that instead of paying the separate monthly fee. I think it will take about three months and the cancellation fee would be equaled, then it would just be adding on money I am paying for something I would do better getting elsewhere.

I think you can get whiplash injury symptoms from regular driving, sometimes from just accelerating but mostly from the deceleration caused by incompetent drivers. There truly are a lot out there. Drivers that drive a bit below the speed limit are fine, long as they remain in the correct lane, but when they drive a lot below the limit or get in the fast lane and run slow it causes a huge problem for just about everyone else having the misfortune of being on the road with them at the time. They completely impede any regular flow of traffic, causing delays and often accidents.

Driving really brings insurance into focus. There are so many idiots out there, yes, excluding me. Drivers that really have no business being on the road or even playing with those toy race tracks, they should stick to, perhaps, video game driving only. Why bring up video game driving? I bring it up because many people out there appear to have learned how to drive from there.  Thinking about it, if people are going to drive like they are in a video game then insurance makes a whole lot more sense.

Something I had been thinking about, if I can sell my home plus selling houses = income. The only problem with that is the selling houses part. I am sure I probably need to purchase some before I can start selling them. Otherwise, I hear, the actual owners get a bit irritated about things. I can imagine that, coming home to find someone moving their stuff in any your stuff out, telling you that they bought the house fair and square. That might happen with the foreclosures, but in a worse way, probably wouldn’t be as amusing.

Getting closer to the house buying I want to do, say another few months is what it is looking like anyway. The mortgage news seems to be looking up as well, at least in my part of the country. That isn’t necessarily a good thing; I am hoping the rates stay low for awhile. I am also hoping they extend that tax relief stuff in the states. That would be a great deal. I have to keep looking around, as it the house I had been interested in is now pending sale. I wish them luck with it, who ever bought it. It looked like a good place.

Things that relax you often vary from person to person. Pets can be very relaxing for some but others may find them mostly irritating. I would kind of be in between, I like pets but they can also be really irritating sometimes, a bit like kids. I don’t have kids and if pets are any indication I probably shouldn’t have them. I am fine with pets, but their irritation is quite enough for me. I don’t need that of a child. Slipping away from relaxing things there, let’s see. What else is relaxing? Oceans, mountains, art, drawing. Drawing or any hobby can be fairly relaxing. Some find that reading really relaxes them, lets them slip away into a world where they can lose themselves and leave there current worries behind.

The smell of rain is a relaxing thing. Especially if you are sitting nice and comfortably inside somewhere with a window open just listening to the rain fall down on the roof and splatter against the walk outside. Hearing it sputter against the upper canopy and drip down through the leaves to splatter upon the forest floor is just as relaxing. I wonder what others find relaxing. The sounds of a thunderstorm are also a bit relaxing, the crack of thunder and the rumble that can be felt down to your bones. Those are not only relaxing they help you to feel alive.

The printer I got awhile ago isn’t as good as the one I had before. It works so I am not complaining about that, but it doesn’t print as clear as the previous one.  Which is a bit of a pain, as I thought it would be better than the last one, but it does work as several different things, making it still a good deal. I don’t have to worry about looking into fax machines or even want to think about other office equipment like that.  So, it does save me money, just wish it was a bit better in the printing department, but overall it still works. Which is a good, cause the price of printers and stuff is still about the same as it was before. At least for new ones.

Complaint time. Vacuum cleaners. I am not fond of mine. It works great, is the eco friendly type, low on power usage and everything, but its bag just sucks. No pun intended. After vacuuming things, emptying out the bag is a chore, I normally end up sneezing. It doesn’t have an actual bag it instead has the container you empty. While that may seem like a great idea; what happens when you go to dump it? That is right. You get crap all over. Even if you dump it into a bag or trash can, the fine dust you pick up end up curling up into the air around and you end up breathing it. Plus, now you have more dirt and fine particles all over the place again. Depressing, makes a person not want to clean up. Unless the vacuum is supposed to be some type of one use thing, although it was a bit spendy for that kind of item. I am seriously considering considering it as one.

Phone problems again. Looks like I will be cancelling my business phone. I called the company to see if they could merge my accounts, but they were unable to do so. They told me they could, but instead they ended up unmerging the two accounts I already had merged, basically driving up my payment by about half. I was fairly unhappy to hear about that, more irritated than unhappy. I am thinking about doing the BT thing, maybe cancelling the business phone and going with a regular land line. See if I can get any discounts for that. I know it will cost me a bit up front but in the long run, actually after the first three months it will be saving me money to do it that way. The BT home phones might be a good deal, but if not there are other choices out there, depending on where you live. I think any home telephone system will be much better than keeping the cell line and paying extra for it. If they aren’t able to consolidate then I will just go ahead and drop it. Probably the smart thing to do anyway.

Time to have the chimney checked and the gutters cleaned, prepare for winter. Last year was pretty bad, hoping this year will be a bit milder in this area. I enjoy winter, but am not too fond of having to drive in it. Although, if I was the only one on the roads it wouldn’t be too bad, but there are whole bunches of other idiots out there and they scare me sometimes.  Snow, ice, water and the ability to drive goes out the window for many people. That is also fairly scary, just being on the same roads with these people can make your life flash before your eyes.

Winter is heading this way, not in a hurry to be sure, but heading this way. Fall is here and the rain is starting to show it, leaves are beginning to fall and colors are starting to appear. Already some trees have disrobed, and stand there baring their souls to the winter, ready for anything that comes their way. Be it rain or snow or dark of night, as the saying goes but in this case we are talking trees instead of mailmen.

With a good place and along with all the other stuff I have been talking about you would also want a dog, maybe a big dog. Just for security and friendliness. A dog makes the place seem less empty and more warm, I think. Cats too, but only one. Alright, maybe two. They would need to be indoor cats as I wouldn’t want them wandering all over outside, if they did that then they wouldn’t really be my cats. Those kind of cats seem to belong to the neighborhood more than any one person or place.

Went for a very long drive this weekend, early today actually. Just got back and was thinking to keep to the general trend of thought for the week. I was thinking about what kind of house I would like and even more importantly,  where I would like. Remember that realtors credo, location, location, location. I would like a very nice place, secured but unobtrusively so. A place with a great view and of course privacy. I do not want my neighbor right next to me, need space.

Earlier posts about loans naturally lead back into talking about mortgages. It is a fairly important subject when you are talking about houses, unless of course you can just buy the thing outright. Otherwise it is one of the major things you will be worrying about. There are different types of mortgages but honestly there is only one type that you should even be thinking about, especially after all that has happened in the housing market. The fixed rate really should be the only consideration, unless you really know what you are doing and are in a very good financial position already.  Of course if you are in a very good position you could just talk cash for home instead of looking into mortgages.